I had to snap this cute picture of my tired dogs all snuggled together on the couch during a cold day. When they are all sleeping, it's so peaceful.
Vegas, Victory, and Dodger helping Luke in the kitchen
Victory, Jackie, and Wishbone, snoozing on a cold day
Don't Make These Online Shopping Mistakes, with the holidays coming up. This article and lots of other good financial literacy articles are on www.360financialliteracy.org. I've summarized here.
Mistake #1. Taking a Chance on Unknown Retailers. Buy from well known companies. Make sure they list an address and phone number, and try calling the customer service number or check Better Business Bureau.
Mistake #2. Following Unknown Email Links. Don't click on links in unsolicited emails or social media sites. Never divulge personal information or credit card or bank account in response to an ad or email.
Mistake #3. Shopping at Sites that Aren't Secure. Check the website address. Look for URls that begin with https rather than http because the s indicates it is secure. Check for the padlock icon in the address bar.
Mistake #4. Not Using a Credit Card. I never use debit cards for anything. If you use a credit card, you can dispute the purchase if it doesn't arrive or live up to expectations or doesn't post to your statement in the right amount.
Mistake #5. Shopping Using a Public Wifi Connection. Don't settle in at a coffee house and shop. It's generally a bad idea and is not secure.
Safe shopping everyone, and happy holidays!